A quick loan is a solution that will prove invaluable in many situations. No need to visit a branch of a loan company or a long wait for a decision to grant a loan are its undoubted advantages. There are many companies on the market with this type of offer. Good Finance Loan belongs to one of them. What distinguishes her from other propositions and who can become her client?
Good Finance business information
If you’re looking for reviews of Good Finance then you will not be disappointed. The company has a group of satisfied customers, which proves its reliability. You must know that this is a dynamically developing high-tech company that operates in the non-banking financial sector.
Its offer includes mainly fast consumer loans, which are granted entirely via the Internet. In this case, an online loan to your account offers two interesting options. Customers have two types of loans at their disposal, including their loan:
- Good Finance for Withdrawals: it is a loan granted for smaller amounts from USD 100 to 5,000, whose repayment period is between 15 and 30 days,
- Good Finance Plus: installment loan that you can take up to USD 10,000 with repayment of monthly installments from 3 to 24 months.
Contact with Good Finance is online, so you only need a device with network access to apply for a loan.
How to get a loan from Good Finance?
You already know that you only need a computer or mobile device to get a loan from Good Finance. Check, however, how this process looks step by step.
The first thing you need to do is choose the amount and repayment period for your loan. If you decide that such parameters satisfy you, then create a user profile. You will do it in just three easy steps.
Then you only have to wait for the verification and the decision to grant the loan. This step only takes a few minutes. It is therefore a great solution for the impatient and people in urgent need. When the decision is issued, you will receive the money by bank transfer.
A big plus is the fact that you will receive each loan even faster. All you have to do is log in to your profile.
Who can take a loan from Good Finance?
Who can take advantage of the Good Finance online loan offer? The company sets specific requirements for its clients. The most important of them concerns the borrower’s age. You must be at least 21 years of age to apply for a loan. Moreover, the person who submits the application should have Polish citizenship and live permanently in Poland.
It is also necessary to have an active bank account. However, this is not all. Loans will not be granted to persons whose data appear in the registers of debtors, including at the Credit Information Bureau or CRIF. As you can see, a positive credit history is of great importance. This applies to both installment loans and faster loans for smaller amounts.
If you want to know why your loan application was rejected, you can ask the reason on the hotline. Most likely it will be your debt or lack of creditworthiness.
Loan costs with Good Finance
Good Finance is famous for its individual approach to customers, so the cost of the loan may vary depending on how your credit history looks like and how much income you have.
What’s more, as a regular customer you can get attractive discounts and bonuses. The conditions for granting the loan as well as its costs are clear and transparent. All you have to do is mark what amount you are interested in and choose the repayment period to find out the amount of monthly installments.
Monthly installments and interest are determined individually by credit history and income. Regular and regular customers of Good Finance receive favorable conditions, bonuses and discounts.
What does customer verification at Good Finance look like?
Any customer who intends to apply for a loan at Good Finance must be verified. Verification takes place via Kontomatik. This is a service that is used to quickly identify the customer in terms of credit assessment. This is due to the bank account details and without the need to make transfers per penny. This is one of the latest technologies that is used in the loan industry.
How does it look in practice? All you have to do is select your bank from the list provided and then log in to online banking. The Kontomatik service will automatically download information about your transactions and based on it will estimate your creditworthiness. Your data is not saved anywhere, so you don’t have to worry about it being disseminated.
Loan repayment in Good Finance
Good Finance loans are repaid online. You can settle your obligations in two ways: via the Blue Media payment portal on the loan company’s website or by making a direct payment to the bank account provided. Remember to include the active loan agreement number or your PESEL number in the title of payment.
If you have a problem paying off the loan or you suspect that you will not pay it on time, contact Good Finance employees. They will tell you what you can do in such a situation. It is also possible to refinance the “Good Finance Plus” loan or to extend the repayment date of the Good Finance loan for a single withdrawal.
Good Finance loan – advantages and disadvantages
Like every solution, the Good Finance loan also has its pros and cons. Check why it is worth reaching for it and if there are reasons not to do it.
Advantages of the Good Finance loan:
- You can complete all formalities online
- It is possible to defer the loan repayment date
- You don’t have to make a verification transfer
- As a regular customer, you can count on favorable discounts and bonuses
- You have permanent access to your profile
- Installment loan available.
Disadvantages of the Good Finance loan:
- The borrower’s minimum age is 21 years
- People in debt will not receive a loan
- The loan decision is issued only during Good Finance’s business hours (i.e. on weekdays from 8:00 to 17:00).
As you can see, the advantages outweigh the disadvantages. Particularly noteworthy is the fact that in Good Finance you can get an installment loan of up to 10,000 USD! Such financial help will certainly be useful in a situation near the gate.